Future Leaders Program

The Future Leaders program of the Tennessee Mortgage Bankers Association was created by past TNMBA President, Retta Gardner, CMB and Dana Abernathy, CMB.  This will be the third year for the program.  The program is designed to educate and mentor individuals who are new to the industry and have the potential to be a future leader for their company as well as a desire to serve on the local, state and national association level.  

Future Leaders is ideal for any candidate who has experience in the Mortgage Industry and who has a passion to learn, grow, and develop leadership skills. It is for those who have 3-10 years of experience in the business, but people with less or more will be considered.  This is a tremendous opportunity to network with your peers and be a part of a great industry that changes people’s lives.  It obviously will add value to yourself as well as your company.

This year, Retta Gardner with A Mortgage Boutique will be sponsoring our program.  Retta, along with Debbie Gadberry, CMB of Franklin Synergy Bank and Dana Abernathy, CMB with ComputerShare Loan Services will be facilitating the program.

Graduating candidates will receive, 10 Education points and 1 Industry Participation points , for a total of 11 points towards their CMB designation.

Curriculum 4 sessions:
1) Intro/Ethics/History of TNMBA
2) Secondary 
3) Servicing
4) Day on the Hill (Advocacy)

Candidate Commitment – in order to graduate and be recognized at the TNMBA Installation Luncheon at the Great River MBA Conference on April 21, 2022, candidate must attend all 4 courses.

Graduation – Plaques will be presented at 2022 Great River MBA Conference TNMBA Installation Luncheon in April 21, 2021.

Cost:  $250.00


  • Designed for 3-10 years in the business but people with less or more will be considered. If you do not meet the minimum requirement of 3 years with your current employer, please list below your past employers that help you meet the minimum requirement.
  • Employer must be a present TNMBA Member to participate in the program.
 **Limited spots available.  All applications should be submitted by August 27, 2021.

If you have any questions please contact:
Karley Bond at Karley.Bond@regions.com or Call 731-616-5350 or Debbie Gadberry at Debbie.Gadberry@franklinsynergy.com or Call 615-236-4617

Once you have downloaded the application and completed the fillable pdf, please submit your application below with the required documents.

Future Leaders Class of 2021-2022 Application

The Future Leaders Application will open up on Thursday, July 1, 2021. Please come back to apply then. If any questions please email us at info@tnmba.org.

Future Leaders Class of 2019-2020