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# TNMBA

Tennessee Mortgage Bankers Association

## Sitemaps

- [XML Sitemap](https://www.tnmba.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://www.tnmba.org/blog/)
- [Political Advocacy: There is no “key.” It is a combination lock!](https://www.tnmba.org/political-advocacy-there-is-no-key-it-is-a-combination-lock/news/) - “If mortgage banking is your profession, then politics is your business.” Most of us have heard that statement, or something similar, for most of our professional careers. But how do you get involved appropriately, especially in the current political environment? It helps to start by realizing that there is no “key” to political involvement or
- [President's Column: First Half of 2019 Highlights](https://www.tnmba.org/presidents-column-first-half-highlights/news/) - The end of the calendar year provides an opportunity to reflect on what TNMBA has accomplished since my year began in April. It has certainly been an active year with progress in many areas. Here is an update on what has been happening: Communications: TNMBA has taken several important steps to communicate better with our
- [Professional Development: The road to Success in the Ever-Changing Mortgage Profession](https://www.tnmba.org/professional-development-the-road-to-success-in-the-ever-changing-mortgage-profession/news/) - The mortgage profession is ever-changing. Guideline changes, policy updates, and market conditions that affect interest rates are what mortgage professionals face every day - and the list goes on. It is important to your career as a mortgage professional to value continuing education. Knowledge is power and something that cannot be bought. Career growth depends on gaining as much knowledge as possible.
- [Update on Tennessee and Remote Online Notarization (RON)](https://www.tnmba.org/update-on-tennessee-and-remote-online-notarization-ron/news/) - Late last week, the Governor of Tennessee Bill Lee issued an Executive Order suspending rules to facilitate the remote online notarization of documents. Governor Lee allowed the use of "videoconference technology such as Skype, FaceTime, Zoom, WebEx and other similar communication technologies". However, it is extremely advisable that all parties involved seek approval from the
- [President's Concluding Remarks](https://www.tnmba.org/concluding-remarks/news/) - For the past several weeks, I have been working with the presidents of the other state associations that comprise the Great River Conference, along with several planning committees, to put the finishing touches on GRC20. We were enthusiastically looking forward to what would be the best conference in the five-year history of the GRC. And then last
- [Today's Competitive Market Requires The Right Non-QM Lending Partner - Angel Oak Mortgage Solutions!](https://www.tnmba.org/todays-competitive-market-requires-the-right-non-qm-lending-partner-angel-oak-mortgage-solutions/news/) - The conditions in today’s market have pushed non-QM to the forefront. Borrowers need it more than ever to qualify for a home loan. Originators need it as a source of opportunity not found in another part of the mortgage sector. Non-QM is gaining speed in the market while Agency is shrinking. Agency guidelines for condos
- [Remarks for TNMBA Presidential Installation by Karley Bond](https://www.tnmba.org/remarks-for-tnmba-presidential-installation/news/) - I feel incredibly honored to have been given this opportunity to serve as the President of the Tennessee Mortgage Bankers Association along with my incredibly talented board. Serving on the board these last several years has been such a blessing to me both personally and professionally. I have grown in so many ways and made
- [Ready To Increase Your Volume In This Booming Purchase Market? Work With The Leader In Non-QM!](https://www.tnmba.org/ready-to-increase-your-volume-in-this-booming-purchase-market-work-with-the-leader-in-non-qm/news/) - It’s a great time to be in the mortgage industry! Even the months that are typically slower, November through February, were on fire this year setting records in mortgage volume. Now more than ever, non-QM is in demand and every originator should understand why. Borrowers have changed circumstances due to the pandemic, Agency guidelines are
- [Remarks from the TNMBA Installation Luncheon](https://www.tnmba.org/remarks-from-the-tnmba-installation-luncheon/luncheon/) - Welcome to the Tennessee Mortgage Bankers Association luncheon, and thank you for coming to GRC19! I’m honored to stand here before you and accept the responsibility to serve as President of Tennessee Mortgage Bankers Association. And now, I give you my solemn pledge to do my best to promote and protect the best interests of this organization.
- [Diversity and Inclusion](https://www.tnmba.org/diversity-and-inclusion/news/) - What does it mean - what does it look like? Where do we, as individuals, stand on the issue? If we believe it exists(and it does), do we see it? If we see it, what do we do about it? Does it surround us or do we surround it? Do we acknowledge the presence or do we look
- [2019 Mortgage Rate Recap and 2020 Forecast](https://www.tnmba.org/2019-mortgage-rate-recap-and-2020-forecast/news/) - Mortgage rates are the heartbeat of the mortgage profession. As the Tennessee Mortgage Bankers Association is the trade association committed to supporting mortgage professionals, we monitor recent data, current rates, and available research that anticipates future trends. This blog is provided to share some perspective based on that information. At the beginning of 2019, mortgage
- [TNPAC Fundraising Competition Results](https://www.tnmba.org/tnpac-fundraising-competition-results/news/) - The results of the first annual TNPAC fundraising competition among the TNMBA local chapters are in, and there is a clear winner. Knoxville Mortgage Bankers Association absolutely crushed it by raising $10,050 in donations to TNPAC! Nashville Mortgage Bankers Association followed with $2,694, while the Mortgage Bankers Association of Memphis added $1,815. That is a
- [An Open Letter to TNMBA Members from Tennessee Senate Majority Leader, Senator Jack Johnson.](https://www.tnmba.org/pac-letter-for-tmba/news/) - Congratulations on taking an active role with the Tennessee Mortgage Bankers Association (TNMBA)! Groups such as TNMBA truly play a vital role in the Legislative process. My legislative colleagues and I come from a wide variety of life experiences, each with our own policy niches and areas of expertise. TNMBA and other interest groups like
- [TNMBA's Annual Meeting & Planning Session](https://www.tnmba.org/tnmbas-annual-meeting-planning-session/news/) - On September 11 leaders from across the state met in Nashville for TNMBA’s annual planning session. Each participant took time away from work and devoted a day to our trade organization, and for that we as a group should show our admiration and appreciation to: Kevin Blankenship; Donna Boling; Karley Bond; Katie Clements; Stacey Cook; Eric Fellows;

## Pages

- [Home](https://www.tnmba.org/) - TMBA is a not for profit organization dedicated to providing quality resources and represents companies that participate in the Mortgage lending Industry.
- [TNMBA Members](https://www.tnmba.org/about/tnmba-members/) - TNMBA Members Are you a Tennessee Mortgage Bankers Association (TN MBA) Member? Download the TNMBA Member Logo here. Place it on your email signature or on your business card. Thank you for being a Member of the TNMBA. Click Here to Download the TN MBA Member LogoDownload 2026 Regular Members Acopia Home LoansAffordable Housing ResourcesAngel
- [MLO Continuing Ed (8 Hr)](https://www.tnmba.org/continuing-education/) - MLO Continuing Education (CE) 8-Hour NMLS SAFE CE National Comprehensive:7 Hour Core (Course ID 18624)1 Hour Elective (Course ID 18625) Course Provider:Tennessee Mortgage Bankers AssociationProvider ID: 1405071 Course Description and Purpose This 8-hr NMLS SAFE CE National Comprehensive: 7 Hour Safe Core: Industry Updates for Mortgage Professionals and 1 Hour SAFE Elective: AI and Digital
- [Leadership](https://www.tnmba.org/about/leadership/) - TNMBA Leadership Board of Directors President - Donna Boling / Mortgage Investors Group President-Elect - Greg Hays / First Horizon Vice President - Andrew Fine / First Community Mortgage Treasurer - Katie Clements, AMP / Orion Financial Secretary - Tiffany Wright, CMB / First Horizon Immediate Past President - Aimee MacIlveen, CMB / A Mortgage Boutique,
- [Pre-Licensing (20 Hr)](https://www.tnmba.org/20-hour-mlo-class/) - 20-Hour SAFE PE Comprehensive Origination Essentials and Exam Preparation Course ID: 17141 Course Provider:Tennessee Mortgage Bankers AssociationProvider ID: 1405071 Course Description This course includes the 20-hour SAFE PE Comprehensive component required to meet the SAFE Mortgage licensing Act requirements for state licensed mortgage loan originators. It does include all of the mandated subjects under the
- [Future Leaders II Program](https://www.tnmba.org/future-leaders-ii-program/) - Future Leaders II Program Class Price: $325 Includes all sessions, socials, lunch at GRC, and FL 2 swag. Class Dates September 15 SocialSeptember 16 Class - Murfreesboro October 26 SocialOctober 27 class - Knoxville January 12 SocialJanuary 13 class - Chattanooga February 16 class - Nashville REGISTER TODAY! Sponsor Future Leaders II SPONSOR TODAY! If you have any questions please
- [Future Leaders Program](https://www.tnmba.org/future-leaders-program/) - Future Leaders Program Launched in 2018, Future Leaders I was created to mentor and empower professionals who are passionate about the mortgage industry and ready to lead. This program is designed for individuals who want to grow personally and professionally. Future Leaders I delivers education, insight, and leadership training, with an emphasis on association involvement
- [Local Chapters](https://www.tnmba.org/local-chapters/) - Join the Tennessee Mortgage Bankers Association and then learn about how you can get involved!
- [Past TNMBA Presidents](https://www.tnmba.org/about/past-tnmba-presidents/) - TNMBA Past Presidents Founder 1960 - Ernest P. Schumacher1960 – 1966 - Miller G. Kimbrough1966 – 1968 - W.D. Galbreath1968 – 1970 - John Gray Palmer1970 – 1971 - Ernest P. Schumacher1971 – 1973 - James R. Chamberlain1973 – 1974 - Denson A. Ward, Jr.1974 – 1975 - J. Robert Cannon1975 – 1976 - Denson
- [Professional Development](https://www.tnmba.org/professional-development/) - Professional Development TNMBA provides its members with multiple resources to obtain professional designations and earn continuing education credits in various areas. Utilize your member benefits to the fullest by taking advantage of the industry experts and resources made available through our website. The SAFE Act Continuing Education Classes TNMBA's 20-Hour Pre-Licensing (PE) -- REGISTER FOR
- [Political Action Committee](https://www.tnmba.org/about/political-action-committee/) - You Can Make A Difference! Decisions made by the state legislature impact all of us! TNMBA and TNPAC need your help to ensure that our voices are heard and that our state legislators learn more about our industry. This takes all of us and more. Please consider helping us support candidates who share our industry
- [Impact Initiative](https://www.tnmba.org/impact-initiative/) - Impact Initiative TNMBA is creating opportunities for membership growth and industry promotion through intentional outreach and investment in our real estate finance communities. Diversity: Intentional representation of different minorities or underrepresented populations with considerations of race and ethnicity, gender, sexual orientation, and disability status. Equity: Impartially and fairly providing access to resources and support, including
- [TNMBA 2026 Scholarships](https://www.tnmba.org/about/tn-mba-scholarships/) - TNMBA Offers Multiple Scholarships in 2026 The TNMBA Board will offer multiple scholarships in 2026. See the applications below for more details and requirements for each scholarship. 2026 High School Scholarship Application 2026 College Scholarship Application 2026 Career Enrichment Scholarship Application All applications must be submitted by April 10, 2026. For more information, please contact
- [Get To Know Our Advocates](https://www.tnmba.org/get-to-know-us-better/) - Get to Know Our Advocates 2026 Advocates of TNMBA
- [Resources](https://www.tnmba.org/resources/) - A collection of resources compiled by the Tennessee Mortgage Bankers Association.
- [Lobbyist](https://www.tnmba.org/about/lobbyist/) - Chuck Welch Mr. Welch began his law practice in 1977 with Farris Bobango, a Memphis-based firm that operated for 70 years. In February 2024, Farris Bobango merged with Phelps Dunbar, a New Orleans-based firm with a network of more than 400 attorneys across the southeastern United States and London. From 1977 to 1995, Welch worked
- [Certified Mortgage Bankers](https://www.tnmba.org/certified-mortgage-bankers/) - Certified Mortgage Banker The Certified Mortgage Banker (CMB®) designation is the industry standard of professional success. It symbolizes respect, credibility, ethics and achievement within real estate finance. The TMBA is proud of those in our State who have achieved this honor: Residential CMB's Debbie Gadberry, CMB - NashvilleDianne Payne, CMB - NashvilleElla Harris, CMB, AMP -JacksonJames
- [TNMBA & Chapter Events](https://www.tnmba.org/tnmba-chapter-events/) - To further our commitment to building strong partnerships through education and advocacy, TNMBA and its chapters are proud to host and support industry-related events throughout the state. Use the calendar below to view upcoming events, and conveniently filter events based on area, chapter host, and date, using the search bar. 2026 Advocates of TNMBA
- [Educational Trust Fund](https://www.tnmba.org/about/educational-trust-fund/) - Educational Trust Fund (ETF) The Tennessee Mortgage Bankers Association Trust Fund was established in 1990, as a “public benefit 501c(3) Corporation”. Per the Charter, it was organized exclusively for the benefit of the TNMBA by supporting or performing those activities and functions of the TNMBA which are exclusively charitable or educational and scientific, administering and
- [About](https://www.tnmba.org/about/) - TNMBA was organized in 1960 to promote ethical, efficient, and professional business practices in mortgage financing.
- [Advocates of TNMBA](https://www.tnmba.org/local-chapters/advocates-of-tnmba/)
- [Local Chapters](https://www.tnmba.org/chapters-2/) - The Mortgage Bankers Association has 5 chapters within the State of Tennessee. These chapters run independently, but in conjunction with the TMBA.
- [Events Calendar](https://www.tnmba.org/events-calendar/) - 2023 TNMBA & Chapter Events October 15-18, 2023 | Annual Convention and Expo Location: Pennsylvania Convention Center, Philadelphia, PA Visit the MBA Annual Conference website for more information and to register for the event. National MBA Events Visit the MBA website for all the up-to-date events going on at the national level.
- [Contact](https://www.tnmba.org/contact/) - Contact the Tennessee Mortgage Bankers Association with any questions!
- [Diversity & Inclusion](https://www.tnmba.org/diversity-inclusion/) - Diversity & Inclusion Click Here to read comments made by Jeff Tucker, CMB, during his talk at the state luncheon (see his remarks after being installed as TNMBA president)Click Here to read more on Diversity & Inclusion. Blog post by Deborah Gadberry, CMB.Click Here to see more information on TNMBA's Diversity & Inclusion Scholarship &
- [Canon of Ethics and Standards](https://www.tnmba.org/about/canon-of-ethics-and-standards/) - Canon of Ethics and Standards of Practice… WHEREAS, the purposes for which this Association was organized include: To encourage among its members sound business practices and methods in the making, marketing and servicing of real estate mortgage loans. To constantly raise and improve the ideals and standards established by those engaged in the mortgage banking
- [Log In](https://www.tnmba.org/log-in/) - Log in to manage your Tennessee Mortgage Bankers Association account.
- [Thank You!](https://www.tnmba.org/thank-you/) - Thank you! We will be in touch shortly!

## Slides

- [](https://www.tnmba.org/slamdot_slide/fl-star-students/)
- [](https://www.tnmba.org/slamdot_slide/4707/)
- [](https://www.tnmba.org/slamdot_slide/4709/)
- [](https://www.tnmba.org/slamdot_slide/4165/)
- [](https://www.tnmba.org/slamdot_slide/4167/)
- [](https://www.tnmba.org/slamdot_slide/affiliate-of-the-year/)
- [](https://www.tnmba.org/slamdot_slide/3711/)
- [](https://www.tnmba.org/slamdot_slide/3726/)
- [](https://www.tnmba.org/slamdot_slide/3725/)
- [](https://www.tnmba.org/slamdot_slide/3753/)
- [](https://www.tnmba.org/slamdot_slide/3723/)
- [](https://www.tnmba.org/slamdot_slide/4522/)
- [](https://www.tnmba.org/slamdot_slide/3724/)
- [](https://www.tnmba.org/slamdot_slide/3722/)
- [](https://www.tnmba.org/slamdot_slide/76/)

## Categories

- [News](https://www.tnmba.org/category/news/)
- [Luncheon](https://www.tnmba.org/category/luncheon/)