Future Leaders Program

The Future Leaders program of the Tennessee Mortgage Bankers Association was created in 2018 by TNMBA’s Past President, Retta Gardner, CMB and Dana Abernathy, CMB.  The program is designed to educate and mentor individuals who are passionate about the industry and have the potential to be a future leader within their company as well as a desire to serve on the local, state and national association level.  

Future Leaders is ideal for any candidate who has experience in the Mortgage Industry and who has a passion to learn, grow, and develop leadership skills. It is for those who have 3-10 years of experience in the business, but people with less or more will be considered.  This is a tremendous opportunity to network with your peers and be a part of a great industry that changes people‚Äôs lives.  It will add value to yourself as well as your company.

Debbie Gadberry, CMB with First Federal Bank, Eric Fellows with New American Funding, Todd Brown with MIG, Robert Ferenc with FirstBank, Donna Boling with MIG, and Karley Bond with Regions Mortgage will be facilitating the program.

Like to sponsor or contribute to the 2022-2023 Future Leader Class? Click here to sponsor today!

Graduating candidates will receive, 10 Education points and 1 Industry Participation points , for a total of 11 points towards their CMB designation.

Curriculum – 4 sessions plus graduation at the GRC TN Luncheon is mandatory:

1) Intro/Ethics/History of TNMBA/Success Signals – September 20, 2022 in Knoxville, TN at TBD
2) Secondary – November 7, 2022 at Franklin American – 6100 Tower Circle, Suite 600, Franklin, TN 37067
3) Servicing/Leadership – January 10, 2023 at MAAR – 6393 Poplar Avenue Memphis, TN 38119
4) Day on the Hill (Advocacy) – February, 2022 at the Capital Hill – Nashville, TN
5) Graduation at the GRC TNMBA State Luncheon – April 5, 2023 in Memphis, TN at the Peabody Hotel

Candidate Commitment:

In order to graduate and be recognized at the GRC TNMBA Installation State Luncheon on April 5, 2023, candidate must attend all 4 courses and the GRC23 TNMBA State Luncheon.

Cost: $350

(Price Includes: All three (3) Future Leaders Sessions, Day on the Hill Registration Fee, Future Leader Private Reception at the GRC23, and the GRC TNMBA Installation Luncheon Registration.)


  • This program is recommended for those with 3-10 years in the business, but people with less or more experience will be considered. If you do not meet the minimum requirement of 3 years with your current employer, please list below your past employers below that help you meet the minimum requirement.
  • This will be an in-person class.
  • Must attend all classes to graduate the program.
  • Employer must be a present TNMBA Member to participate in the program.

If you have any questions please contact:
Debbie Gadberry, CMB at GadberryD@ffbf.com or Call (615)390-3628
Todd Brown at todd.brown@migonline.com or Call (901)619-0418

 **Limited spots available.  All applications should be submitted by August 31, 2022.

If any questions please email us at info@tnmba.org.