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Educational Trust Fund (ETF)

The Tennessee Mortgage Bankers Association Trust Fund was established in 1990, as a “public benefit 501c(3) Corporation”. Per the Charter, it was organized exclusively for the benefit of the TNMBA by supporting or performing those activities and functions of the TNMBA which are exclusively charitable or educational and scientific, administering and distributing funds to organizations that qualify as exempt organizations under Section 501c(3) of the Internal Revenue Code of 1986.

In 2015, the ETF funded a state wide speaking tour for each of the five chapters which was open to the public and provided information regarding TILA-RESPA Integrated Disclosure (TRID). The Truth in Lending Act (TILA) and the Real Estate Settlement Procedure Act (RESPA) were implemented in 2015 by the Consumer Financial Protection Bureau (CFPB) and affect the entire mortgage industry.